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What is the Excess Wear & Tear Protection?

Simple stains, chips, dents, and dings happen to every vehicle, but these may cause unexpected fees when you turn in your lease. Now with Excess Wear & Tear Protection, common repair costs up to $5,000 will be waived at your vehicle's turn-in. It covers common costs like paint chipping and surface dents on the exterior of your vehicle, as well as interior damage to the upholstery or carpeting. Best of all, you don't have to risk losing a portion of your security deposit to pay for these damages. Now that just makes sense.

How this plan helps you

Even normal vehicle use can sometimes cause unavoidable damage, which you'll have to pay for when you turn in your lease. Drive with peace of mind knowing you can avoid these unexpected fees, up to a maximum of $5,000.

Excess Wear & Tear Coverage

  • Covers most excess wear charges up to $5,000 on new or certified pre-owned vehicles such as paint damage, exterior surface dents, interior surface rips, tears, stains and spotting, windshield glass chips, wheel covers and more!
  • Covers excess tire wear with less than 1/8" remaining tread.
  • Missing parts covered up to $100 per occurrence.
excess wear and tear protection

Key Features

  • In the event of lease extension, you are still covered for up to 1 year after original termination date.
  • Available on leases with terms up to 72 months.
  • Available on vehicles with selling price up to $150,000.
  • Zero deductible.


  • Reduces charges associated with excessive wear and tear.
  • Includes the cost of replacement tires.
  • No need to worry about minor missing parts.
  • Ability to take advantage of lease programs which include early and late turn-in.
  • Limits out of pocket expense at lease end.

Coverage Exclusions May Apply

Coverage exclusions and limitations may apply, including any itemized excess wear and tear charge that exceeds $1,000; if customer's vehicle is used for competitive driving, racing, or a prohibited commercial purpose; excess mileage charges; and repairs performed prior to contract termination. Additional exclusions may apply. All transactions related to the optional Excess Wear & Tear Protection product are governed solely by the provisions of the Addendum. Please refer to the Excess Wear & Tear Limited Waiver Addendum for details of terms, conditions, and specific coverage details, including limitations and exclusions. Coverage may vary by state.