Pay Over Time!
No matter what you choose, Drive
Safe now and pay over time!
Choose from flexible payment options to get the repairs, parts, accessories, and more that you need today.
Accessorize or service your vehicle with special financing.
No interest if paid in full within 6 months*
On purchases of $199 of more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 months. Minimum monthly payments required.
No annual fee+
You don’t have to pay a fee
to get all the perks.
Use again for future purchases
From routine gas fill-ups to unexpected repairs.
Available credit limits range from
$300 - $5,000
Use your Synchrony Car Care™
Credit Card for
For customers with ‘good’ to ‘excellent’ credit.
Never any added fees or deferred
Flexible payment terms
Choose loan terms from 3-18 months.
90% approval rate**
Apply in 60 seconds with no hard credit check**
Available financing ranges from
Dynamic options for a wide range of credit scores.
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo purchase if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo purchase from the purchase date. The required minimum monthly payments may or may not pay off the promo purchase by the end of the promo period. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval.
+For new accounts: Purchase APR is 29.99%. Minimum Charge is $2
** Your prequalification is subject to your continuing ability to meet the application criteria and verification of your identity. It is only valid for 28 days from the date you applied. Your prequalification amount includes a down payment that is due at the time of purchase. A 3-month 0% APR plan may be available to borrowers at participating merchants only. Subject to approval based on creditworthiness. 0 -35.99% APR. Payment due at checkout. Not available in VT, WV, or WY. Example: A $885.00 purchase with 28.99% APR, $133.38 down payment and a 6-month term would have monthly payments of $136.09 and a total cost of $949.93. Terms may vary. Account openings and payment activity are reported to a major credit bureau. See Rates and Terms for loan requirements and state restrictions. Sunbit Now, LLC is licensed under the CT Laws Relating to Small Loans (lic. # SLC-1760582 & SLC-BCH-1844702); NMLS ID 1760582.
Loans are made by Transportation Alliance Bank, Inc., dba TAB Bank, which determines qualifications for and terms of credit.